Commercial Mortgages

 
 
 
 
  EXCELLENT  
  
 Based on 22 reviews 
 
 
  
 
 
 
 
 
 
 
 
 
  
 
 
 
 Posted on Google  
 
  
 
 
 Paul Catchlove 
 
 
 
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I was recommended Rokform Finance by a family member who had recently moved and used them as there mortgage broker with Kelly Flanagan being their mortgage broker who they said was absolutely amazing. As a first time buyer, I was nervous about the whole process, but Kelly again has been nothing short perfect. She was always chasing up the relevant parties (including myself) to keep the process moving as smooth as possible. Also I was also lucky enough to have Lorna Melhuish be part of my team and she definitely was just as amazing. If you are moving now or any time in the future, I would definitely recommend Rokform.
  
 
  
 
 
 
 Posted on Google  
 
  
 
 
 Hollie Ricketts 
 
 
 
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After a recommendation from a friend we decided to use Rokform Finance to help us get a mortgage for our 1st house purchase. From day 1 I was impressed with the professionalism and expertise from both Kelly and Lorna. The speed they managed to get our file up and running to getting our agreement in principle to then getting the application in and approved was amazing. They took a lot of the stress off of my shoulders and were positive and supportive. Always keeping us updated all the way through. All I can say is thank you thank you thank you. Simon & Mel
  
 
  
 
 
 
 Posted on Google  
 
  
 
 
 Dan Jefferys 
 
 
 
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We just completed on our first family home which was a VERY rushed auction purchase over the Christmas break. First week back and Kelly had managed to secure us a suitable bridging loan lender who was able to work to our timeline. Could not be happier with the outcome - thank you Rokform <3
  
 
  
 
 
 
 Posted on Google  
 
  
 
 
 Nick Heal 
 
 
 
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I would recommend Rokform finance for a fast and efficient service. Kelly and Lorna in particular were very helpful.
  
 
  
 
 
 
 Posted on Google  
 
  
 
 
 Wayne Neale 
 
 
 
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Rokform Finance saved us money, time and stress! Kelly was fantastic and helped us with our remortgage. She listened to our goals and took the time to look at all the options available to us. Lorna was fabulous, we locked in 6 months before our mortgage product ended,  she regularly checked rates and managed to reduce our monthly payments twice, saving us money. Kelly also reviewed our protection,  putting better terms in place so our family and home are protected. Thank you again.
  
 
  
 
 
 
 Posted on Google  
 
  
 
 
 Lauren Sollis 
 
 
 
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Kelly at Rokform Finance was incredible. After a bad experience with a previous mortgage advisor Kelly was recommended to us and was super helpful and couldn’t do more for us. She handled everything, kept in contact with us regarding any progress updates and we couldn’t be happier with the service we received. Would definitely use her again and recommend to others!
  
 
  
 
 
 
 Posted on Google  
 
  
 
 
 Jasmin Petty 
 
 
 
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Brilliant quick service that made buying my house possible when for 2 years it had not seemed an option. Thank you Kelly and Lorna
  
 
  
 
 
 
 Posted on Google  
 
  
 
 
 Zoe Iacovou 
 
 
 
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Kelly and Lorna helped us with quite a complex mortgage involving bad credit and were really helpful in finding a lender that would lend to us and getting us a good deal. They were very quick to respond and kept us really well informed throughout. Would highly reccommend to anyone looking for a mortgage!
  
 
  
 
 
 
 Posted on Google  
 
  
 
 
 Ben Flight 
 
 
 
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A Lifesaving Team in Property Finance – Jon & Kelly Are Simply Outstanding I met Jon O’Malley at a TDN networking event in January 2025. He struck me as honest, knowledgeable, and down-to-earth, so I kept his details. Months later, I was deep into a complex property development project and facing serious refinancing issues. I reached out—and I’m so glad I did. Jon and his broker Kelly came to see me in person to understand my situation. I had purchased a severely run-down HMO at auction using bridging finance, and after renovating it, I was ready to refinance. But due to following inaccurate advice, I hit a wall. The bridging loan couldn’t be refinanced as planned, and I was overwhelmed with options—selling a BTL, re-mortgaging, another bridge, even selling our future home. Jon and Kelly stepped in with calm, expert guidance. They visited us multiple times, listened carefully, and mapped out a clear path forward. Within weeks, our situation had completely turned around. I only wish I’d met them earlier—it would’ve saved thousands in interest and months of stress. Kelly’s knowledge was especially invaluable. The bridging loan was secured against two properties—our future home and my mum’s house—under one account, making the exit complicated. Kelly worked tirelessly to find solutions, staying in touch even when I was stressed and confused. She secured a residential mortgage for our home with minimal paperwork and lightning speed. For my mum’s house, Kelly found an equity release mortgage that allowed my mum to take it on solo—no income requirements, no monthly payments. This not only helped us exit the bridge but also saved me from higher-rate stamp duty. Kelly even visited my mum twice to ensure she fully understood everything. The equity release product also included a clause allowing early repayment without penalties if my mum needed to move in with us for care—an incredibly thoughtful touch. Despite hiccups with surveyors and legal complexities, Kelly navigated every challenge. She recommended a solicitor for my mum’s mortgage who could visit her in person, and she and Lorna chased solicitors relentlessly, taking the pressure off me. We completed the second mortgage on October 3rd—just in time to repay the bridging loan by the October 4th deadline. Kelly also arranged a BTL re-mortgage, releasing funds and avoiding a sale. Her qualifications across residential, BTL, and later-life mortgages made her a one-stop solution. Jon and Kelly’s support was more than just financial expertise—it was personal. They always made time for face-to-face meetings, explained every option clearly, and genuinely cared about helping us find the best outcome. Thanks to you both! Ben
  
 
  
 
 
 
 Posted on Google  
 
  
 
 
 Richard Kerr 
 
 
 
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Rokform were of great assistance on our refinance
  
 
  
 
 
 
   
 
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